Online Fraud, Cyber Bullying, Privacy Protection

 

🌐 Online Fraud, Cyber Bullying & Privacy Protection


🟢 1️⃣ ONLINE FRAUD

📘 Definition

Online Fraud is a cybercrime where criminals use the internet to deceive people for financial gain or personal benefit.

It involves cheating victims through fake websites, emails, social media, or digital transactions.


📘 Common Types of Online Fraud

1️⃣ Phishing Fraud

Fake emails or websites designed to steal login credentials or bank details.

2️⃣ Online Banking Fraud

Unauthorized access to bank accounts to steal money.

3️⃣ Credit/Debit Card Fraud

Stealing card details for illegal transactions.

4️⃣ UPI Fraud

Fraudsters trick victims into approving fake payment requests.

5️⃣ E-commerce Fraud

Fake shopping websites or sellers that take money but do not deliver products.

6️⃣ Investment Scam

Fake crypto, stock, or trading platforms promising high returns.

7️⃣ Lottery/Prize Scam

Fake messages claiming you won a prize and asking for fees.


📘 Techniques Used in Online Fraud

  • Fake websites

  • Social engineering

  • OTP theft

  • Malware

  • SIM swap fraud

  • Identity theft


📘 Warning Signs of Online Fraud

  • Urgent messages

  • Too good to be true offers

  • Asking for OTP or PIN

  • Suspicious links

  • Unverified payment requests


📘 Prevention Measures

  • Never share OTP or PIN

  • Enable two-factor authentication

  • Use secure websites (HTTPS)

  • Avoid public Wi-Fi for banking

  • Verify before clicking links

  • Use official apps only


📘 Legal Provisions (India)

Punishable under:

  • IT Act 2000

  • Indian Penal Code (IPC)

  • Cyber Crime Laws


🔴 2️⃣ CYBER BULLYING

📘 Definition

Cyber Bullying is the use of digital platforms to harass, threaten, embarrass, or harm someone emotionally.

It happens through:

  • Social media

  • Messaging apps

  • Gaming platforms

  • Email


📘 Types of Cyber Bullying

1️⃣ Harassment

Sending repeated abusive messages.

2️⃣ Defamation

Spreading false information online.

3️⃣ Impersonation

Creating fake profiles to damage reputation.

4️⃣ Cyber Stalking

Repeated online monitoring and threats.

5️⃣ Exclusion

Intentionally excluding someone from online groups.

6️⃣ Doxxing

Publishing private information without consent.


📘 Effects of Cyber Bullying

  • Anxiety

  • Depression

  • Low self-esteem

  • Fear

  • Academic problems

  • Suicidal thoughts (in extreme cases)


📘 Prevention of Cyber Bullying

  • Do not respond to bullies

  • Block and report them

  • Save evidence (screenshots)

  • Use privacy settings

  • Inform parents/teachers

  • Report to cyber crime cell


📘 Legal Action (India)

Punishable under:

  • IT Act 2000

  • IPC sections related to harassment and defamation


🔵 3️⃣ PRIVACY PROTECTION

📘 Definition

Privacy Protection refers to safeguarding personal information from unauthorized access, misuse, or disclosure.


📘 What is Personal Data?

  • Name

  • Address

  • Phone number

  • Aadhaar number

  • Bank details

  • Biometric data

  • Location data


📘 Types of Privacy

1️⃣ Information Privacy

Protection of personal data.

2️⃣ Communication Privacy

Protection of emails, calls, messages.

3️⃣ Online Privacy

Protection while browsing internet.


📘 Common Privacy Threats

  • Data breaches

  • Spyware

  • Identity theft

  • Tracking cookies

  • Public Wi-Fi snooping

  • Social media oversharing


📘 Privacy Protection Measures

🔐 Strong Passwords

Use complex and unique passwords.

🔐 Two-Factor Authentication (2FA)

Adds extra security layer.

🔐 Privacy Settings

Limit who can see your posts.

🔐 Secure Browsing

Use HTTPS websites.

🔐 Antivirus & Firewall

Protect devices from malware.

🔐 Avoid Oversharing

Do not share sensitive details online.


📘 Data Protection Laws (India)

  • IT Act 2000

  • Digital Personal Data Protection Act, 2023

  • Section 43A (Data protection)


📊 Comparison Table

TopicPurposeTargetImpact
Online FraudFinancial gainIndividuals/BusinessesMonetary loss
Cyber BullyingEmotional harmIndividualsMental stress
Privacy ViolationData misuseAnyoneIdentity theft

🎓 Short Exam Definitions

Online Fraud: Internet-based deception for financial gain.

Cyber Bullying: Harassment or abuse using digital platforms.

Privacy Protection: Safeguarding personal data from unauthorized access.


🔥 Important Exam Keywords

  • Identity Theft

  • Data Breach

  • 2FA

  • Cyber Stalking

  • Social Engineering

  • OTP Fraud

  • Digital Privacy

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